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NDIS Support Cuts: Impact on Participants, Carers & Providers

By Hazel Chen · 8 October 2026

NDIS Support Cuts: Impact on Participants, Carers & Providers

NDIS Reforms: Are We Losing Sight of the People the Scheme Was Built For?

Navigating changes within the National Disability Insurance Scheme (NDIS) can be a source of significant anxiety for participants, families, and the businesses that support them. NDIS participant and passionate advocate, Tracy Leigh, fears that a focus on rooting out “shonks” – a term often used for fraudsters or those misusing the system – is driving reforms too quickly, overlooking the very people the scheme was created to serve.

Tracy’s story, shared across two parts, highlights how current discussions and proposed changes risk losing touch with the NDIS’s founding principles and the lived realities of people with disability.

Tracy’s Journey: A Personal Fight for Support

Tracy’s path to becoming an NDIS participant was not easy. After two years of trying and facing repeated rejections, she finally received NDIS support in December 2020. This funding was a turning point, providing the resources she needed to rebuild her life.

“The year ended with such a wonderful result of a good budget to pull my life back together. Bit by bit,” Tracy shared, reflecting on the relief of finally receiving support.

Living with a disability, Tracy has always been determined to contribute to society. The NDIS was meant to empower her to do just that. However, the ongoing struggle to maintain her funding has ignited a fierce advocacy within her. “I have discovered that I am a passionate social justice warrior,” she explained. “Injustice is a ‘red rag to a bull’ for me.”

Beyond the ‘Shonks’: Recognising NDIS Participants’ Value

Tracy expresses deep frustration and sadness over what she calls the “erosion of the ‘social licence’ of the NDIS.” The scheme was originally envisioned as an insurance model, ensuring that anyone acquiring a permanent and significant disability, whether from birth or a sudden accident, would receive lifelong support.

However, many in the disability community feel unfairly painted with the broad brush of ‘shonks.’ This perception overlooks the substantial contributions NDIS participants make to Australia. A 2021 report by PerCapita, for example, found that the NDIS generates $2.25 for the economy for every dollar spent. This figure doesn’t even account for the immense non-economic benefits for individuals, families, carers, and the wider community.

For thousands of participants like Tracy, who use their NDIS funding to work, be productive, and pay taxes, being labelled negatively is unacceptable. Tracy believes the government misjudged the community’s resolve. “What the government got wrong is thinking that people living with disabilities are a homogeneous group of needy people that wouldn’t be able to defend themselves.”

Lives in the Balance: The Impact of NDIS Budget Decisions

For genuine NDIS participants, getting reforms right is not a minor detail – it affects their ability to live full, independent lives. The current pace of change is causing widespread fear and anxiety about what proposed amendments will mean for individual support plans.

A key challenge for NDIS participants involves proving “substantially reduced functional capacity” in one or more of six defined daily activities. This is a critical requirement for accessing the NDIS, and Tracy notes that it has become increasingly difficult to demonstrate.

Tracy urges the disability community and all Australians to get involved. She advocates for a rethink of the current reform approach, including proposed legislative changes aimed at the NDIS’s future sustainability. She calls for genuine consultation with Disability Representative Organisations (DROs) – groups that advocate for people with disability – and individuals with lived experience. Tracy highlights that many proposals to save money and target genuine fraudsters have been put forward but largely ignored.

“The NDIS was hailed as a game changer, and it was,” Tracy affirms. She believes it is up to every Australian to speak up and protect its integrity. “Those who can, despite their own significant disabilities, must speak up to protect those who can’t. It is as simple as that.”

What This Means For You: Your Voice Matters

Tracy Leigh’s powerful message underscores the importance of advocacy and community. For NDIS participants, families, and providers, understanding the proposed changes and making your voice heard is crucial. Connect with Disability Representative Organisations, share your experiences, and stay informed on how reforms could impact support plans and service delivery. These discussions are ongoing, and collective input helps shape a more inclusive NDIS for everyone.

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Hazel Chen

I work in marketing and communications for NDIS Local, helping connect NDIS participants, families, and providers with clear, useful information about the sector. I'm passionate about making the NDIS easier to understand and navigate, and about giving disability service providers a platform to reach the people who need them. If you'd like to know more about anything covered in this post, or you're a provider interested in being featured, feel free to get in touch.